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Every business owner, no matter the size or type of business, faces the chance of a lawsuit as a result of real or alleged bodily injury, property damage or personal injury on your business premises or arising from your business operations. General Liability insurance can prevent a legal suit from becoming a financial crisis by providing protection in the event your business is sued or held legally responsible for an injury or damage to others.
In the course of your operations, your business faces potential liabilities every day. A Commercial General Liability (CGL) insurance policy is the first line of defense against many common claims. General Liability insurance is frequently offered in a package policy with Property insurance to protect your business against incidents which may occur on your premises or at other covered locations where you normally conduct operations. Commercial General Liability insurance policies cover claims in four basic categories of business liability:
- Bodily Injury
- Property Damage
- Personal Injury (including Libel and Slander)
- Advertising Injury
Commercial General Liability policies also cover the cost to defend or settle claims even if the claims are fraudulent.
Contact our Commercial insurance professionals today to learn more about how we can assist you with the right insurance for your business.
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